Health problems can occur unexpectedly. Usually when things like this happen, a feeling of confusion is the family who were surprised about the cost to be borne. As we all know, now is the cost to support health can not be said to be cheap, one could even say very expensive. To overcome such difficulties in the future, we need health insurance.
Health insurance is one of the types of insurance products that ensure the availability of funds if the holders of health insurance have health problems. By having health insurance, all sorts of health-related in the form of hospital costs, physician costs, drug costs, and even the operating costs will be borne by the insurance company. Of course it all depends on the terms and conditions stipulated by the insurance company in the agreement.
Many benefits can be obtained by having health insurance such as outpatient benefits, hospitalization benefits, and dental benefits. In general, outpatient benefits covered by insurance companies such as consulting fees in both general practitioners and specialists, the cost of medicines prescribed by the doctor, the cost of preventive measures. As for hospitalization benefits, the cost of which is borne by the insurance company covers the cost of hospital, laboratory costs, emergency service costs, including birth costs.
Besides the two above benefits, there is also the dental care benefits including cost of dental care basic and complex and cost of dentures installation. To get all these benefits, of course, we must pay a premium to the insurance company that bore us.
When we are in good health and we must pay a premium to the insurance company, the premium as if the money spent with useless but then when we unexpectedly experienced health problems that require treatment cost, insurance coverage we will receive from the insurance company will greater than the value of the premium has been paid.
Despite maintaining health care, diseases can come without warning due to variations in the number and type of disease that is increasingly growing in number. Traffic accidents are also an event that is often experienced by many residents and families.
Regularly pay a premium, if it falls ill be assisted health insurance that does not burden the family expenses. Often the stories and testimonies that reveal many families go into debt to pay for the hospital.
Actually, health insurance has service offers are pretty good and complete. Support health insurance will depend on the agreement between the customer and the insurance company. The greater the premium paid it will be more complete support for health insurance.